Disability Income

If a business owner becomes disabled due to injury or sickness, there will not only be a personal loss of income but there will likely be significant consequences to the company. Business overhead expense (BOE) insurance is designed to reimburse the company for certain business expenses if the business owner is disabled. 

Covered business expense overhead includes:

1. Utilities
2. Leased Equipment
3. Office Supplies
4. Salaries of non-owner, non-family employees
5. Normal Rent, Lease, and Mortgage payments
6. Insurance Premiums PNC, Liability, and Malpractice Insurance
7. Legal/Accounting Fees
8. Business taxes
9. Furniture and Other Business Equipment